Money Monday: How to Overcome Poverty Consciousness

today is a great day | Okay, so I’ve decided Mondays will now be my “Money Monday” posts where I drop some knowledge, lessons, personal anti-climactic experiences and successes with the almighty dollar.  I’m currently doing research on the history of money and how it relates to blacks, esoterically.  I’ll try to post that next Monday.  But today, I wanted to shed some light on why the hell most people stay broke.

Have you wondered why people who win the lottery or make large sums of money go broke in record breaking times?  Well, generally, it’s because they have a poverty consciousness.  I personally know folks that will swear up and down, they do not have a poverty consciousness.  Of course, they know what it is, but are completely oblivious to the fact that they have it.

First off, poverty consciousness is the set of attitudes, beliefs, feelings, and values associated with material lack or fear of material lack, that has been ingrained in your subconscious mind over a period of time.  When this poverty is firmly planted into your subconscious, it becomes your reality… what you visually see around you, in the form of circumstances, events, etc.  If you follow me on twitter, I’m sure you’ve noticed I tweet a lot on the power of your subconscious mind.

“Prosperity is not just having things.
It is the consciousness that attracts the things.
Prosperity is a way of living and thinking,
and not just having money or things.
Poverty is a way of living and thinking,
and not just a lack of money or things.

—Eric Butterworth

It’s relatively easy to see if you have a poverty consciousness.  I’ve listed a few attitudes and beliefs below.  By no means is it an exhaustive list.  If you’ve ever said, believe, or remember your mama saying it day in, day out, then you have a poverty consciousness:

  • Money doesn’t grow on trees.
  • I’m poor, but at least I’m happy.
  • I can’t afford that.
  • You can’t have it all.
  • Be realistic.
  • Save, save, save!
  • You never know what will happen down the road.
  • Get a job. **looks for entry level position**
  • A penny saved is a penny earned.
  • Clean your plate. Don’t waste that food. Don’t you know there are starving people in the world!
  • A fool and his money…
  • Dag, some people have all the luck.
  • It’s always somebody in Utah, or some midwest state, winning the lottery.
  • Money can’t buy happiness.
  • Money can’t buy love.
  • Not everyone is meant to be rich.
  • You gotta have money to make money./It takes money to make money.
  • Rich people are unhappy.
  • Everybody in the world can’t be millionaires.
  • I don’t have to be a billionaire like Gates, I’ll be happy with a couple of thousand.
  • People with money are evil and wicked.
  • Now that he got money, he think he all that! SMH – Some people don’t need money.
  • You have to be smart to be rich.
  • I didn’t finish high school./I didn’t graduate from college.
  • I don’t have any rich friends.  Who’s gonna put me on?
  • Everyone can’t be a millionaire.
  • Money is the root of all evil.
  • Rich people are crooks.
  • Money corrupts the soul.

Hear ye, hear ye:  If you have parted your lips and said any of this, you have a poverty consciousness.  And, more often than not, your a$$ stay broke or you get money and it seems to evaporate… as soon as you get it.  I’m not pointing the finger, because I’ve been in the same boat.  Hell, even today, I have to consciously reiterate wealth and abundance affirmations to myself. [mental note to self: Don’t say “hell”, say “heaven”]

“Don’t wait for a new world order.  Instead, envision your world now with new eyes.”
-yours truly 🙂

I’ve noticed many people, including myself at times, lack the mental ability or wherewithal to hang in there during tough times. When you’re overwhelmed with credit card debt or the lights get cut off, Comcast turns the cable off, AT&T or Verizon cuts the cell phone off, internet gets cut off, no gas money for the car, or the rent is 5 days past due cuz you short $300, you forget you can control your thoughts.  I’ve read countless mind empowering books and they all make it seem so easy.  Not really.  It’s only easy when you are in a calm state of mind.  But right in the midst of adversity, that sh*t goes right out the window!  Sitting there worrying and panicking… except for those that say f*ck it and roll a blunt. LOL

“The mind in itself, in its own place, can make a hell out of heaven and heaven out of hell.”
-John Milton (whoever he is)

Because I have been in dire straits before, I was determined to figure out a way to turn my poverty consciousness into a prosperity consciousness.  It’s still a work in progress.  After all, I had it for the first 25 years of my life and like all habits, it takes time to reverse.  I made a simple 3-step process that worked and continues to work for me.  And yes, I’m gonna toot my own horn, “toot, toot”  🙂 #donthate

The first step in changing your poverty consciousness into an abundant consciousness is to first admit you have a poverty consciousness.  You won’t be able to change it, if you stay in denial.  Trust me, I know.  It just prolongs the process.

The second step is to challenge or zap those poverty beliefs you’ve had since you were a child.  I’m going to take the poverty beliefs I listed above and show you exactly how to zap them.  Remember, challenge these beliefs EVERY day.

  • Money doesn’t grow on trees. <—[Yes it does, sort of. The bark goes through a process to make paper. Money is paper. So money comes from trees. Say to yourself, “There’s always plenty of money. It grows on trees! Go]
  • I’m poor, but at least I’m happy. <—[Are you really happy? No you’re not! You’re just trying to psych yourself out.  And you know it’s not working.  Say to yourself, “I’m rich, happy and lovin’ it baby!”]
  • I can’t afford that. <—[No you can’t because you said it.  You don’t know you’re powerful, huh?  You can simply “speak” anything into existence.  Life and death can be in the tongue. You obviously can’t fathom this much power, which is probably why you say dumb stuff???  Say to yourself, “I CAN afford it. I’ll just be back later for it.”]
  • You can’t have it all. <—[Who said that? You believed them? You’re a silly rabbit.  Whoever told you that tricked you, so they can sit back and laugh at you make do with so little.  It’s just a game to them and you are the pawn. Wake up.  Say to yourself, “I can have whatever I want. There’s plenty to go around.”]
  • Be realistic. <—[Realistic?  You mean aware or acceptance of reality? Remember, everyone has their own reality which you have nothing to do with.  When someone says that to you, they want you to function in their perceived reality. Be “realistic” for yourself, not someone else.  Say to yourself, “I can really make this happen in my reality, realistically.”]
  • Save, save, save! <—[No. No. No. This is not the way to put money up for a rainy day.  This mentality of “save, save, save” comes from a scarcity mindset… needing to save for fear something will run out.  “Oh noooooo, hoard everything. We won’t have anything for the future if we don’t save!”  #Stopit. #SillyRabbit.  Say to yourself, constantly, “I have so much there’s always so much left over for days ahead!”  This is how you want to approach having money always, from an abundance mindset, not a scarcity one. Big difference.]
  • You never know what will happen down the road. <—[No one does.  Grow up.  Say to yourself, “Today is such a great present.  Everyday is a great present.”  No one, rich or poor, knows what will happen down the road.  If each day is great, and you plant that into your subconscious, you won’t even worry about “down the road”. #realtalk]
  • Get a job. **looks for entry level position** <—[Oh gosh, I think everyone knows how I feel about a job… indentured servitude.  By looking for a job to pay your bills, you are telling your subconscious, “don’t use your infinite power to create abundance for me, I want to be limited with just a little bit, please.”  And your subconscious will much oblige you.  Say to yourself, “My subconscious is a storehouse of wealth. I use my innate talents to create unlimited cash flow.”]
  • A penny saved is a penny earned. <—[You will be much obliged. Your subconscious will create circumstances where you’ll only be able to save pennies after working so hard for them, you silly rabbit!  Say to yourself, “A million saved is a million earned.”  Wouldn’t you rather work for millions than for pennies?]
  • Clean your plate. Don’t waste that food. Don’t you know there are starving people in the world!  <—[Here we go again with the scarcity mindset.  You don’t have to clean your plate.  Eat until your satisfied, if it’s some left, put it in the fridge or throw it away.  You cleaning your plate is not going to make anyone any difference.  You’re not helping someone who’s starving by cleaning your plate, you’re only telling your subconscious mind, “There’s no abundance because others are starving.”  If you’re that concerned with starving folks, go volunteer to feed the hungry and say to yourself, “There is always so much food for everybody.”]
  • A fool and his money…  <—[Me thinks you’re a fool if you don’t want money.  After all, it’s used as the medium of exchange in our society.]
  • Dag, some people have all the luck. <—[Instead of sending your energy over to those people, try redirecting it back to you.  Say to yourself, “Ha! I have all the luck. How you like me now biatch?!”]
  • It’s always somebody in Utah, or some midwest state, winning the lottery. <—[Did your a$$ buy a ticket? No? Well shut up! Buy a ticket and you might win.]
  • Money can’t buy happiness. <—[Let the bank mysteriously deposit $4,874,472 into your bank account.  Let me guess, you’re going to be miserable right?  Don’t be a schmuck!  You’ll be happy you can do whatever you always wanted to do.]
  • Money can’t buy love. <—[But you can sure have fun trying! Eventually, the right one will come along.  Love has nothing to do with money.  Say to yourself, “I love myself.” Love attracts love.]
  • Not everyone is meant to be rich. <—[That’s what some want you to think.  Remember, ‘they’ think of you as pawns.  It wouldn’t be any fun for them if you were happy and living your life in abundance.  Who would entertain them and make them laugh? OF COURSE YOU WERE MEANT TO BE RICH.  The universe IS endlessly abundant.  If it’s endlessly abundant, you can be rich.  Your choice.]
  • You gotta have money to make money./It takes money to make money. <—[No, no you don’t.  I had no money before and walked a dog and got paid.  Even grew it in to a credible, professional luxury concierge service for dogs.  Don’t laugh.  There are some ‘folks’ who treat their dogs better than their kids or equally and pay hefty sums to professionals.  (I’m totally gonna write some “business-in-a-box” type e-books and sell them.  I’m the queen of making a business out of something!)   Anyway, the people who tell you it takes money to make money usually want you to buy something from them.  But who am I to knock the marketing hustle?]
  • Rich people are unhappy. <—[They’re not unhappy because they’re rich.  If they are unhappy it’s because karma is kicking their a$$.  Or, maybe they haven’t learned to love themselves.  Say to yourself, “I’m rich and happy. I so lovie meeeeeee!”]
  • Everybody in the world can’t be millionaires. <—[Why not? There’s an endless supply of money to go around.  It’s just paper… worthless at that.  It has perceived value, not real value. But hey, who am I to argue.  I’ll take it… in large quantities too, I might add.  It’s the medium of exchange… for now.  Say to yourself, “Wow, everybody can be millionaires. Even me!”]
  • I don’t have to be a billionaire like Gates, I’ll be happy with a couple of thousand. <—[And a couple of thousand you shall have.  Have you stopped to think, you said you’ll be happy with a couple of thousand and then you somehow get a couple of thousand.  Well, just say to yourself, “I’ll be happy with a billion or two.”  Maybe you’ll get millions LOL.]
  • People with money are evil and wicked. <—[Yeah, some are.  But, I know some broke minions that are evil and wicked too. Go figure.]
  • Now that he got money, he think he all that! SMH – Some people don’t need money. <—[No, you just jealous you didn’t get all that money.  #StopHating.  It may come to you too.]
  • You have to be smart to be rich. <—[It doesn’t take a rocket scientist to look around see what they can do to fill a void.  Hence, opportunities are abound.  Say to yourself, “Anybody can be rich, including me.”]
  • I didn’t finish high school./I didn’t graduate from college. <—[Do you not know there are a whole lot of people with doctorate degrees working a mediocre government job… some working fast food.  It. Does. Not. Matter.  Being educated in a school is not a prerequisite for being rich or having abundance.  Of course, some would like you to think that.  If they didn’t, who would give them money in the form of tuition payment???  I’m not knocking college… I graduated from college.  I’m just saying it’s not a prerequisite.  If that were the case, there would be no dropouts living life in the fab lane.  Wake up.]
  • I don’t have any rich friends.  Who’s gonna put me on? <—[Uhmmm… you!]
  • Money is the root of all evil. <—[No. Wicked people are the root of all evil.  How many times do I have to say, money is paper.  It has no power.  You have the power.]
  • Rich people are crooks. <—[Oh really?  I see more poor people robbing banks and stealing money than I see rich people doing it.  A crook is a crook.  It has nothing to do with money.  What you “think” about the money is the reason why you are stealing it. SMH.]
  • Money corrupts the soul. <—[No. #Stopit.  Your a$$ was already corrupted before you got money.  Money doesn’t have power.  It’s paper.  You have the power.]

The third step is to practice perspective in every situation.  In other words, change the way you interpret your circumstance, situations, and environments.  Always look for the positive and ignore the negative.  When in the midst of adversity, immediately focus your energy on the positive.  If you can’t do that immediately, be still and lay like broccoli. (“Lay like broccoli”  Remember that line from the movie Pretty Woman w/ Julia Roberts?)  Anyway, one of the universal laws is the law of polarity, which means everything has an opposite.  If something is bad, there is also good in it.  The next storm of life you encounter, remember however you respond to it will dictate the results that will come about.

So those are my 3 easy steps to leap from poverty to prosperity, subconsciously and consciously.  Share this with everyone who know.  When you share wealth, it comes back ten-fold. 😀

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What to Do After You’ve Been Fired

today is a great day | I’m going to guess that most of us have lost a job in either one way or another; by being smart and quitting or getting fired.   Your boss tells you, “We no longer require your services.  You’re Fired.  That is all.”  And poof.  Just like that, you’re cleaning out your desk with your face as long as Georgia Avenue.  Teary-eyed, wondering what the hell you’re gonna do.

You will be okay.  Being fired, though you may not see it now, is a blessing in disguise.  I’m sure it’s God’s way of saying, “You know what?  You’ve endured your a$$hole of a boss for long enough.  You’ve slaved for long enough.  You’ve wasted too much time for long enough.  You’ve been focusing on the wrong things for long enough.  And if I don’t move you from this job right now, you’ll continue to block my blessings!”

You’ve been fired.  REJOICE.  You are now FREE.  Free to prosper in your own business.  Do your happy dance.  A new world awaits you with plenty of benefits.

You can now decide your own income.

Contrary to what most people think, working for someone else isn’t the only way to have a sustainable income.  You have options.  I don’t care how much you got paid on your job, no J.O.B. is gonna put you at or on a path to Bill Gates’ level.  None I say.  None.  A job puts you in a state of being (j)ust (o)ver (b)roke.  Granted, there are some jobs that pay millionaire salaries.  Did you have one of those? No?  Well keep reading.

No more indentured servitude.

In the entrepreneurial world, you run into a jacka$$, you can turn around and head the other way.  In the corporate world, you have to say, “Sorry, boss.”  Your boss is your master and you are the slave and you better do what your boss says.  “Yessa Masta”

Did you know the word “boss” originated from the Dutch word “base” which means “master?”  The word ‘boss’ became a convenient moniker for the rising capitalistic equivalent of the corporate figurehead.

Start living like the powerful human being you were meant to be instead of the domesticated pet you were trained to be.

You can now use your time more effectively.

Only a handful of people, on this entire planet, cared how much time you spent at the office.  Do you know why?  Because the only thing that mattered is that you provided something of value.   People pay for the value they receive.  So, income is earned by providing value — not time.  Find a way to provide your best value to others, and charge a fair price for it.

Build systems that generate income 24/7, passive income.  This can include starting a business, building a web site, becoming an investor, or generating royalty income from creative work.   If you need to transition into this less abruptly, seek a job where you’ll be doing something you are really passionate about and then branch out on your own.  The point is do what YOU want to do and spend time increasing your income instead of merely maintaining it.

The initial investment of time and energy will pay you double in freedom.  And of course everything you learn along the way, you can share with others to generate even more value.  Mistakes can even be monetized.

Discover your true value.

Does this scare you?  Do you think you can’t make it on your own because you ‘think’ you may not have any real value to offer others.  Did the firing traumatize you that much?  Did you think being an employee and getting paid by the hour was the best you could do?  Stop that.  Stop that thinking right now!  That line of thinking is from your conditioning.  It’s absolute nonsense.  As you begin to dump such brainwashing, you’ll soon recognize that you have the ability to provide enormous value to others and that people will gladly pay you for it.

You have the courage in you.  It’s obviously dormant right now, but shake it up.  Call it out.  (There’s power in the tongue you know.)  Your real value is rooted in who you are, not what you do.  It’s that I AM within.

Yes, people will in your business.  Doing more worrying than you.  Asking you over and over, “Did you find a job? Did you find a job?  Did you find a job?”   Just reply, “Can you get a life? Can you get a life?  Can you get a life?” and keep steppin’.  You’ll be okay.

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5 Proven Ways to Teach Your Child Entrepreneurship

today is a great day | Have you ever noticed how children are so free-spirited, uninhibited, fearless and creative?  Not only that, they’re like little sponges and the best part is, while they’re young, they do what we tell them.  It’s not until they’ve been polluted with our ways of thinking and our own fears that they begin to lose those priceless qualities.

I’ve had an entrepreneurial spirit since before I could walk.  No joke.  Ask anyone that knows me.  They’ll tell you I’m always starting a business or organizing something! LOL.  I don’t mind tooting my own horn because I’m good at what I do, so – Toot! Toot!

I’ve started countless businesses, some great big flops, some successful and many sitting on my mental shelf waiting to be cultivated.  I’m thankful most for all the flops because in those, I learned valuable lessons and shortcuts that led me to many successful endeavors.  I pass what I learn to my children and revel in delight as I watch them grow into successful entrepreneurs.  So here are 5 tips from the countless tips and experiences I’ve had in teaching my children about entrepreneurship.

Tip #1 – Condition your mind first, then condition your child’s mind.  If you don’t already have your own business, get one.  Pronto.  If entrepreneurship isn’t already your way of life, and you can’t really afford to quit your day job, start a side gig.  Talk about it all the time to your child.  Entrepreneurship must be something you believe in and practice before you can teach it to someone else.  Even if you’re not that great at it, your children will see you making that effort and practicing until you get it right, which is a skill you want them to have.  Remember, if you’re not practicing it, trying to teach it to your child would be a “do as I say, not as I do,” and we all know how that turns out.

Tip #2 – Turn their hobby into a business.  Cut out “couch potato” time and turn the television off.  Take away the video games too, unless they’re programming them.  Without these distractions, children are forced to create their own entertainment and tinker with projects.  During this time, observe your children to see what they like to do.  Notice what their hobbies are.  A hobby is the best business because it never feels like work, just fun.

For example, my daughters, Kayla and Mina, loved creating their own jewelry to wear with their outfits, especially Mina. What started out as a hobby, soon became a small profitable business, LaBellaMina.  I’m such a proud Mama!

I admit, they only decided to monetize their hobby after I said NO to buying them a PSP (some silly video game player).  But none-the-less, they have a business that is profitable and has been from day one.  I even took pics that first day (two years ago).  You can see how happy they were, having made so much money their first day of business ($55 in 2 hours).  Kayla even enlisted 1 employee that day! LOL

They have created beautiful pieces that are colorful and vibrant.  I’m amazed at their sense of style and so are others judging from their success at craft shows, neighborhood events and requests from their friends. Here’s a sampling…

I’m going to have them back online soon so be sure to check their jewelry website, http://www.LaBellaMina.com, soon :-).

Tip #3 – Let your child handle their own money. Some of you may be freaking out because I said that, for fear that they’ll somehow lose it. But it’s just that…YOUR fear.  Your fear that they’ll be broke and poor.  Let me break it down.  Being broke and being poor are two totally different circumstances.  Broke is a temporary or momentary lack of funds, in the financial sense.  But being poor is a state of mind on a poverty level.  As long as you are conditioning your child’s mind of abundance and prosperity, it’s okay for them to be broke at times.  They’ll naturally be resilient and pop up with even more money than they had before.

Furthermore, when children handle their own money, they become directly aware of profit, how to make it and how to keep it.  Now, as a child, is the best time for them to make mistakes and learn from them.  Also, let them see you handling your own finances (ie, billing clients, making deposits, paying household expenses, making investments, saving, etc.). Remember, monkey see, monkey do, your child will copy, off of you!

Tip #4 – Have your child repeat and write daily affirmations of success. This is so important because it helps them become mentally strong against other “would be negative teachers”.  I’m sure people mean well, but you have to be careful of school teachers, family members, and just others in general who believe in studying hard in school, to get a good job equates to success.

Don’t let these people “raise” your children with their pre-historic thinking. Jobs are for suckers.  (No pun intended if you have a job, slaving for someone else, making them rich off your hard work.  I’ll give you multiple reasons why no one in their right mind should aspire to get a job in another post. *smiles*)

Remember that movie Pretty Woman with Julia Roberts?  Loved it!  That scene where Roberts says, “I say WHO, I say WHEN, I say HOW MUCH!” is a perfect example of calling your own shots… well maybe it’s not an appropriate example but you get the point.  Here are some of the affirmations I have my children say everyday:

  • I attract prosperity with all of my ideas.
  • I AM success and I AM victorious.
  • I have the power within me.
  • It takes anywhere between 30-90 days to impress upon the unconscious or “reacting” mind all that you desire and dream. Then it becomes automatic behavior in the conscious or “acting” mind.  Affirmations are the same as doing any type of repetitive exercise to change or learn a new behavior. After you do it so many times, it becomes automatic.  After you say it so many times, you believe it.

    Tip #5 – Travel and explore different cultures with your children. The more your child is exposed to, the more cultural he/she becomes, and the bigger advantage he/she will have.  Plain and simple.

    Giving and passing that entrepreneurial spirit is the best financial gift you can give your child.  I think we forget that children have faith, not wavering faith like adults, for they have the ability to see the invisible and they believe in the incredible.  To them, anything is possible, unless you tell them it isn’t.

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